# Morph Consumer Buildathon: Transforming On-Chain Consumer Finance Online Welcome to the Morph Buildathon, a 6-week online buildathon dedicated to on-chain consumer finance. This exciting event starts on June 23, 2025, and runs through August 4, 2025, welcoming participants globally to collaborate and compete in a completely virtual setting. Whether you're a seasoned developer, an entrepreneur, or a creative financial thinker, the Morph Buildathon offers a chance to create impactful solutions within the consumer finance space. # Prize Pool The Morph Buildathon has a total prize pool **$15,000** in USDT, which will be distributed across two tracks. In addition to cash prizes, we are considering additional non-monetary incentives such as exclusive internship interviews with Morph and feature opportunities on our platform, rewarding outstanding creativity and innovation. # Timeline - **Start Date:** June 23, 2025 - **Midpoint Check-in**: July 14, 2025 - **Final Submission Deadline**: August 04, 2025 - **Winner Announcement**: August 26, 2025 # Tracks and Challenges The Morph Buildathon comprises two main tracks: ## PayFi Track Focus on payment solutions that bridge fiat and cryptocurrencies, ensure payment security, and innovate in payments infrastructure. Participants are encouraged to explore technologies that make transactions more efficient, reliable, and accessible for users globally. [PayFi project ideas](https://docs.google.com/document/d/1L3gIb6WGCvSNaGmecsDhjyn8pSPW7LlSX2YCOBFEjhA/edit?usp=sharing) ## Consumer Track Develop consumer-facing applications that enhance financial literacy, offer intuitive budget tools, implement user-friendly interfaces for crypto transactions, and create innovative investment platforms. Participants are invited to tailor solutions that prioritize user experience and security. [Consumer project ideas](https://docs.google.com/document/d/1aYhbdH1ZXBgHu1hwnzP2URBB9fNprZLM-tMwJZcDreI/edit?usp=sharing) # Submission Requirements - Every submission **must** be deployed on Morph testnet - Must include a public Github repo - Must include a demo video - Must include a link to the MVP Submissions will be evaluated based on criteria such as innovation, technical proficiency, scalability, user experience, and impact potential. # Resources ### [Testnet tokens faucet](https://morphfaucet.com/) ### [Morph Main Website](https://www.morphl2.io/) ### [Developer Documentation](https://docs.morphl2.io/) ### [Educational Resources](https://koala-academy.dev/) # Event Positioning Morph Buildathon is designed to foster innovation and collaboration in the burgeoning field of blockchain-enabled consumer finance. By offering a platform open to participants from all backgrounds and skill levels, we aim to explore new frontiers in financial technology, focusing on applications that can significantly benefit everyday consumers. This hackathon encourages developing solutions that integrate seamlessly into the modern financial landscape, with potential to set new industry standards. # Encouragement and Vision Morph Buildathon envisions a future where financial services are inclusive, transparent, and accessible to all. We encourage participants to think big, challenge norms, and pave the way for groundbreaking advancements in on-chain consumer finance. With the support of our community and partners, we are excited to see transformative ideas come to life.